solar-financing

Residential Solar Financing

The time to go solar electric has never been better. With the high cost of electricity and the availability of generous federal and state tax credits, a Hawai’i homeowner paying cash can achieve a complete payback of the system on average within 7 years. With a typical lifespan of 25 years, that is 18 years of free energy.

Mosaic Solar Loans

ProVision Solar is now partnering with Mosaic to offer Big Island homeowners loans to easily finance their PV systems with Tesla batteries through their Energy + Storage Home Loans.

Buy solar panels with a no-money-down through Mosaic PowerSwitch Loan can help you become energy independent by locking in your monthly solar electricity cost.

Learn more about Mosaic Loans

Big Island Federal Credit Union Solar Loan

No payments for 6 months from Big Island Federal Credit Union

Hilo 808-935-6665

Puna 808-930-2610

Kona 808-329-8889

  • No payments for 6 months while your PV system is installed
  • Only 3.99% after six months for up to seven years
  • Loan up to $30,000
  • Tax credits accrue to homeowner

Download the Big Island Credit Union residential solar loan PDF here.

Hawaii Green Infrastructure GEMS Financing Program

GEMS is a State program that assists in helping residents of Hawaii obtain PV loans. This loan can cover the entire cost of the PV system with no money down. You are responsible for repaying the GEMS sponsored loan, which has fixed monthly payments, with no increases or escalators. Borrowers are encouraged to apply possible state and federal tax credits received from the installation of the PV system towards paying down the cost of the initial loan.

GEMS for Homeowners